Last year, right before Hubby was hospitalized, I applied for a Home
Loan modification. The mortgage industry was overwhelmed with
applications and after months of waiting, our application expired. We
filled out another application last Fall and Friday, I got a call from
the Office of Home Owner Preservation. After worrying all weekend, I
had the thought that if we had been denied, they would have sent a
letter. I'm praying that a phone call is good news. I will find out
today after work. St. Joseph pray for us.